Spanish Mortgage Application Translation
Spanish mortgage application translation for a US lender reading a borrower's Mexican or Spanish property file, for a buyer applying to a bank in Spain or Mexico, and for lenders that give Spanish-speaking borrowers their application package in Spanish. We translate the solicitud de crédito hipotecario, the estado de cuenta of an existing loan, the avalúo and the escritura, certified and signed.
- Up to 250 words per page
- $25 per page
- Standard turnaround
- From 24 hours
- Certificate of accuracy
- Signed & stamped
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Written for Spanish mortgage application records
Mortgage paperwork across the border, in both directions
A mortgage file is a bundle, and which pieces need translating depends on which side of the border the lender sits.
An Infonavit or bank loan on a US application
A borrower who still carries a Mexican crédito hipotecario lists it as a liability, and the US underwriter wants the statement in English. An Infonavit loan is the hard one: older loans are denominated in VSM, veces el salario mínimo, and the saldo and mensualidad are restated each year, while loans converted under Responsabilidad Compartida are fixed in pesos. Bank loans from BBVA or Banorte may be in pesos or in UDIs. The translation keeps the unit, explains it in a note and copies the número de crédito, the tasa, the plazo and the saldo insoluto as printed.
Applying for a hipoteca in Spain or Mexico from the US
A Spanish bank lending to a non-resident asks for the last two US tax returns, recent pay stubs, bank statements and a credit report, and wants them in Spanish. In Mexico, a foreign buyer in the restricted zone near the coast or the border holds the property through a fideicomiso with a bank as trustee, and the notario and the bank want the buyer's US documents in Spanish. The avalúo, the certificado de libertad de gravamen and the escritura come back in Spanish and are translated into English for a US attorney or a title insurer.
The lender's own forms in Spanish
Fannie Mae and Freddie Mac publish Spanish translation aids for the Uniform Residential Loan Application, Form 1003, and the CFPB publishes Spanish versions of the Loan Estimate and the Closing Disclosure, all marked as aids: the borrower signs the English form, which controls. Lenders and brokers still need their own disclosures, pre-approval letters, adverse action notices and servicing letters in Spanish. We translate those from English into Spanish for the lender, with the English legal terms kept beside the Spanish where the form requires it.
Who is asking for your Spanish mortgage application translation?
The translation is the same. What changes is whether the recipient wants anything added to it.
Banks and mortgage lenders
A US lender underwriting a buyer with foreign income or assets accepts a certified translation of each document. Digital delivery as a PDF is usually enough; ask for a hard copy if they want one.
Lenders and notaries abroad
Buying property in another country usually means the bank or the notary there wants your US documents translated, notarized and sometimes apostilled. Tell us the country in your order notes.
USCIS
A joint mortgage is common evidence in a marriage-based petition. USCIS asks for a complete English translation and a signed certification from the translator. No notarization is needed.
Before you upload
Three things that save a day of back and forth on a Spanish mortgage application.
Gather the lender's checklist first
Lenders ask for pay slips, bank statements, tax returns and proof of assets alongside the application. Upload the set in one order so the names and figures are consistent across every document.
Send the pages that support the numbers
An employment letter or a property deed is often referenced on the form. Include each supporting document in full, with stamps and signatures, rather than only the summary page.
Tell us the spelling and the currency
Give us the applicant names as the passport spells them. Amounts stay in the original currency and the translation does not convert them, so ask the lender whether they want a conversion note.
Details and pricing
What is included in a Spanish mortgage application translation
One price per page covers the translation and its certification. A page is up to 250 words, and the quote tells you the page count before you pay.
Everything on the mortgage application is translated, including stamps, seals and handwritten notes. Tell us the English spelling you use for each name when you order.
Certified Translation
Word-for-word translation with a certificate of accuracy for official use.
$25
USD / page
up to 250 words per page
Included
- Signed & stamped certification of translation accuracy
- Certified by a professional translator
- Digital delivery via PDF
- Review and approve final translation
- 100% Guaranteed Acceptance
- Standard turnaround starting at 24 hours
Optional services
- Expedited turnaround
- Priority handling when your deadline is shorter than the standard turnaround.
- By deadline
- Notarization
- A notary public signs and stamps the certification statement.
- $20 per order
- Physical copy
- A wet-ink original of your translation, mailed by express courier.
- $35 per order
- Apostille
- Authenticates the notary’s signature and seal for use in Hague Convention countries.
- $180 per document
What the certificate of accuracy states
Your translation arrives with a Certification of Translation Accuracy issued by ImmiTranslate. It is the page the receiving organization checks first.
- The translation is complete and accurate.
- The document title and the language pair.
- The translator is competent in both languages.
- A signature and the ImmiTranslate certification stamp.
- Our American Translators Association corporate membership.
Our translation process
Our goal is to make the translation process as simple as possible for you. Our service is streamlined specifically for documents of this nature.
Spanish Mortgage Application FAQ
Most questions about pricing and turnaround can be answered faster by requesting a quote.
- What does a US lender need translated from my Mexican property file?
- Usually the current estado de cuenta of any existing mortgage, the escritura or the fideicomiso showing ownership, and the avalúo if the lender is counting the property as an asset. Bank statements and tax returns have pages of their own on this site. Ask the loan officer for the list, then upload those pages; a page is up to 250 words and costs $25.
- Will a Spanish bank accept your translation of my US pay stubs and tax returns?
- Many do, and some do not. Spanish banks set their own documentation rules for non-residents, and a few require a traductor jurado from the list kept by Spain's Ministerio de Asuntos Exteriores. We are not sworn translators in Spain. Ask the bank in writing which it accepts. If a certified translation is fine, we translate into Spanish and can notarize it; if the bank insists on a jurado, we tell you so rather than sell you the wrong thing.
- Can you translate a Mexican carta de liberación or an Infonavit payoff letter?
- Yes. When a loan is paid off, Infonavit issues a carta de liberación de hipoteca or carta de instrucción that the notario uses to cancel the lien, and a bank issues a carta finiquito. A US lender or title company reading your credit history may want it to confirm the loan is closed. It is normally one page, translated with the credit number and the dates exactly as printed.
- How much does a certified translation cost?
- Certified translation is $25 per page, with a page counted as up to 250 words. Notarization, a mailed physical copy and an apostille are optional and priced separately.
- How long does a certified translation take?
- Standard turnaround starts at 24 hours and depends on the length and language of your documents. If you have a deadline, include it in your quote request.
Other Spanish documents we translate
Mortgage application translation in other languages
Each of these pages is written for that language's mortgage application records.
